RBI Update: Repo rate 5.5% par hold, monetary policy stance neutral
RBI Repo Rate Cut & Monetary Policy Meeting 1October 2025 –
Updates:RBI MPC meeting ka ye decision aise time par aaya hai jab naye GST reforms implement hue hain, jisme daily use items aur commodities pe tax kam kar diya gaya hai.
RBI Repo Rate Cut, RBI Monetary Policy Meeting October 2025
Reserve Bank of India ne Wednesday ko repo rate 5.5% par unchanged rakha. RBI Chief Sanjay Malhotra ne announce kiya ki MPC ne monetary policy stance ko ‘neutral’ par maintain karne ka faisla kiya hai. Ye second consecutive time hai jab repo rate unchanged rakha gaya hai.Ye MPC meeting kaafi crucial mani ja rahi hai, kyunki ye decision US President Donald Trump dwara essential commodities par additional tariffs lagane ke baad aaya hai.
Repo rate ka update
RBI ne repo rate 5.5% par steady rakha, jaise ki Governor Sanjay Malhotra ne announce kiya. August ke first week me hui pehli meeting me bhi repo rate unchanged tha aur policy stance neutral hi rakha gaya tha.Isse pehle February, April, aur June 2025 me 3 consecutive cuts hue the, total 100 basis points, jisse repo rate 6.5% se 5.5% par aa gaya tha.
GST reforms, US tariffs bhi factor
RBI MPC meeting ka ye decision aise time par aaya hai jab naye GST reforms implement hue hain, jisme daily use items aur commodities pe tax kam kar diya gaya hai.Dusre factors jaise US government dwara additional tariffs aur H-1B visa fee hike bhi RBI ke decision ko influence karne me role play kiye honge.
RBI Monetary Policy Meet Change in banking norms elicits response
RBI ka move from incurred loss model to ECL framework Indian banking ke liye game-changer hai.Ye banks ki resilience badhaega, global standards ke saath align karega, aur credit risk ko naye tareeke se manage karne par majboor karega.Impact: product/pricing strategies, EWS, collections, recovery planning.Jo banks proactive aur enterprise-wide approach lenge, woh trust, transparency aur long-term competitiveness me aage rahenge
RBI Meet LIVE: Realty groups ne apni wishlist share ki – kya expect kar sakte hain agle policy update me
RBI Repo Rate Hold: CREDAI & NAREDCO ka Housing Sector ke liye AppealWednesday ko RBI ne repo rate 5.5% par hold rakha aur monetary policy stance ko neutral maintain kiya. Ye decision aise time par aaya jab US tariffs ka impact aur GST reforms implement ho rahe hain.Real estate industry ke do major bodies, CREDAI aur NAREDCO, ne RBI se appeal ki ki agli MPC meeting me repo rate reduce kiya jaaye, taaki residential properties, khaaskar affordable homes, ki demand boost ho. Unhone ye bhi hope dikhaya ki banks previous rate cuts ke benefits borrowers tak transfer karein.CREDAI National President Shekhar Patel ne kaha ki repo rate 5.5% par hold rehna stability deta hai aur predictable borrowing costs buyers aur developers dono ke liye helpful hain. Unhone ye bhi note kiya ki GST rate rationalisation ne consumer sentiment aur demand ko uplift kiya hai.NAREDCO President G Hari Babu ne kaha ki lower interest rates homebuyers ka confidence badhayenge, housing demand increase karenge aur affordable housing segment ko benefit milega. Saath hi, cement, steel, electricals aur interiors jaise linked industries bhi grow karenge.CREDAI aur NAREDCO ke combined membership 15,000+ hai, jo real estate sector ke liye unki strong representation ko dikhata hai.
